Employment Practices Liability Insurance
Employers face an increasing risk of lawsuits from employees who allege discrimination, sexual harassment, retaliation and other claims. The changing legal environment also makes it difficult for employers to stay abreast of current regulations.
Employment practices liability (EPL) insurance provides coverage for your company against claims by employees that their legal rights have been violated. This may include employment-related claims made through the Equal Employment Opportunity Commission (EEOC).
Typically, an EPL policy provides coverage for reimbursement for settlements, judgments, and the expense of defending yourself when you are accused of:
- Failure to hire or promote
- Discrimination against employees or prospective employees
- Wrongful termination
- Sexual or other harassment
In addition to designing an insurance program to address these potential risks, our experienced team can also provide resources to help you create documents and processes to reduce the risk of a claim.